What is a Funeral Plan?

A Funeral Plan is a funeral you can plan and pay for in advance.

Planning ahead and arranging a Funeral Plan can be a simple way of ensuring your loved ones are protected in the future against unexpected costs and the worry of planning a loved ones funeral.

A Co-op Funeralcare Pre-paid Funeral Plan make sense


    • Plan ahead  

      A Pre-paid Funeral Plan lets you arrange and pay for a funeral in advance.

    • Beat rising funeral costs 

      Save money by paying today’s prices.

    • Your loved ones are protected 

      Guaranteeing they’ll have nothing extra to pay for the services you choose.

       *A Set Plan for Burial does not include the grave purchase.

  • Peace of mind

    Your wishes are clear, meaning less stress and uncertainty for your family and friends.

  • Plan it your way  

    Create your own personal tribute.

  • Easy payment options 

    We’re committed to making planning ahead more affordable and easier. We have a range of affordable payment options including paying in a lump sum or spreading the costs over 2-25 years.

  • A range of plans to suit every budget 

    A choice of 4 Set Funeral Plans or a Tailor-made option to suit your needs.

  • Joint Plans

    For complete peace of mind, you can choose to make a Joint Plan. This means that two Plan Holders are named on the set Plan that you choose, and the Plan can be used for the funeral of either of the Plan Holders. However, please be aware this option is not available when paying by Fixed Monthly Payments (FMP).

Our range of Plans let you go into as much or as little detail as you like, from funeral cars and funeral flowers to your favourite music and alternative burial locations, we’re here to guide you through.

You're protected against rising funeral costs

The price of a funeral, like everything else keeps going up and has almost doubled in the last decade. 

In 2014, an average funeral cost £3,609 and Mintel Consulting forecast that funeral costs will continue to rise reaching £8,000 by 2028.

Buying a fully guaranteed funeral plan helps you beat rising costs by paying today’s price. It protects loved ones from any additional expense for the services included in the plan, no matter when the funeral takes place.

Unlike some funeral plan providers, we promise to cover the full cost of the services included in your chosen plan. Once it’s paid for, you’ll have peace of mind knowing that your loved ones will have nothing extra to pay when the time comes.